Translation and analysis of words by ChatGPT artificial intelligence
On this page you can get a detailed analysis of a word or phrase, produced by the best artificial intelligence technology to date:
- how the word is used
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- etymology
What (who) is reinvestment cycle - definition
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![The CRA was passed to discourage [[redlining]], a practice originally based on [[Home Owners' Loan Corporation]] "residential security maps", like this 1937 security map of Philadelphia.](https://commons.wikimedia.org/wiki/Special:FilePath/Holc redlining 1937.jpeg?width=200 "The CRA was passed to discourage [[redlining]], a practice originally based on [[Home Owners' Loan Corporation]] \"residential security maps\", like this 1937 security map of Philadelphia.")
![adiabatic]] compression (''B and colored orange'') stroke. Through the combustion of fuel, heat is added in a constant volume ([[isochoric process]]) process, followed by an adiabatic expansion process power (letter ''C and colored red'') stroke. The cycle is closed by the exhaust (letter ''D and colored blue'') stroke, characterized by isochoric cooling and isobaric compression processes.](https://commons.wikimedia.org/wiki/Special:FilePath/OttoCycleTSDiagram.svg?width=200 "adiabatic]] compression (''B and colored orange'') stroke. Through the combustion of fuel, heat is added in a constant volume ([[isochoric process]]) process, followed by an adiabatic expansion process power (letter ''C and colored red'') stroke. The cycle is closed by the exhaust (letter ''D and colored blue'') stroke, characterized by isochoric cooling and isobaric compression processes.")
Wikipedia
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The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat. 1147, title VIII of the Housing and Community Development Act of 1977, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods. Congress passed the Act in 1977 to reduce discriminatory credit practices against low-income neighborhoods, a practice known as redlining.
The Act instructs the appropriate federal financial supervisory agencies to encourage regulated financial institutions to help meet the credit needs of the local communities in which they are chartered, consistent with safe and sound operation (Section 802.) To enforce the statute, federal regulatory agencies examine banking institutions for CRA compliance, and take this information into consideration when approving applications for new bank branches or for mergers or acquisitions (Section 804.)
